Building up money in The Sims 4 is easy.
From getting a job to the infamous ‘motherlode’ cheat, every Simmer knows how to make their household funds grow so they can start buying the important household objects – like a cupcake machine!
However, doing the opposite is more challenging – so how can you get rid of money in The Sims 4?
Here are all the methods you can use to reduce household funds and ‘lose money’ in the Sims 4. Check out the information below and give them a try!
Method 1: Cheat
The quickest and easiest way to get rid of money is to use a cheat.
Don’t worry – cheats are very easy to do and don’t harm or glitch your game in any way.
They’re actually a key part of The Sims 4, are super easy to use, and are incredibly popular as most Simmers use a cheat at some point in their gameplay to make things easier.
To start, you need to activate the cheat mode in your copy of The Sims 4.
If you are playing on the computer, hold down the CTRL button, the Shift button, and the letter C on your keyboard.
If you are playing on a console, then hold down all four shoulder buttons on either your PS4 controller or your XBOX One controller.
Doing this will open up a command bar in the top left corner of your screen – this is where you will input your cheat code.
The cheat code goes as such:
testingcheats true Money X
The above cheat can be used to set your household funds at any amount. To get rid of all of your money, replace the X is a simple 0, and this will completely empty your household funds.
If you want to increase or decrease your household funds, just type in the set amount you want to set it to.
For example, if you wanted to start out with 20,000 simoleons, then you would type:
testingcheats true Money 20000
Press enter and you’re done!
Method 2: Spend, Spend, Spend
If you want to play The Sims 4 vanilla and avoid cheats, then the easiest way to reduce your household funds is to simply spend the money!
Buy lots of expensive build items (like artwork, statues, electronics, or pianos) and place them out on your lot.
Although your lot will be cluttered for a time, all those items will reduce in value as you continue to play more of the game.
This means that when you sell those items later on, you can sell them for a much lower price than what you bought them for.
Rinse and repeat this method a few times, and you will see your household funds gradually decreasing.
You can also spend your money by paying your bills and buying food.
You can visit any pop-up stalls to order food, order take-out, or make food from your refrigerator on your home lot. Make or buy lots of food and keep binning whatever your Sim purchases or makes.
Hire services like a maid, butler (if you have the Vintage Glamor Stuff Pack), gardener, or nanny (if you have any infants, toddlers, children, or teens in your household).
These cost money for each hour they are on your lot, and you can also generously tip them before they leave.
As long as you don’t have an income (meaning that your sims are jobless or do not earn royalties), you can easily whittle away at your household funds over time simply by playing the game.
Your weekly bills will eat into funds, as will constantly paying for services your sims don’t require.
Method 3: Burn Cash
In The Sims 4, it’s actually possible to burn your cash – literally!
To do this, you will need a bonfire or fireplace.
Fireplaces are available in the base game, along with various DLC packs, and can be found in the decoration section in build mode. They cost between a few hundred to a few thousand simoleons, depending on the fireplace you are purchasing and what packs you have.
They usually take up just a few spaces on your lot, so they are fairly small and easy to get. Here are all the fireplaces you can get in The Sims 4:
Bonfires come in three separate packs in The Sims 4:
- The Sims 4 Get Together Expansion Pack (both The Gift of Fire and the Billowing Bonfire items are available with this pack).
- The Sims 4 Island Living Expansion Pack (Good Ole Fashioned Bonfire).
- The Sims 4 Werewolves Game Pack (Junk-Filled Bonfire).
These bonfires can be found in the build mode under the fun section. They each cost a couple of hundred simoleons and take up a 5×5 chunk on your lot – plus, they must be placed outdoors.
Purchase a bonfire or fireplace and set it down on a lot, and ignite a fire (you will need a teen sim or older for this step). Then, select the fire, and you should be able to find the option to ‘burn simoleons’.
This will allow you to burn 100 simoleons at a time.
As a bonus, your sim will actually gain a moodlet – the Money to Burn moodlet (from Burning Money). This moodlet will last a few hours and increase your sims’ focus.
This method can take a while to carry out, depending on how high your funds are and how low you want to take down your funds.
To speed it up, you can purchase various bonfires or fireplaces, set them down across your entire lot, and start burning your money!
Because fireplaces are smaller, you can set down more in a single lot compared to fireplaces, plus they are more expensive. This makes them the better option to burn money with!
The quickest and easiest way to get rid of money in The Sims 4 is to simply cheat and set your household funds to whatever number you want it to be at.
However, simply playing the game and stopping your Sims’ income will eventually decrease their funds over time.
So, find the best method for you from the list above and give it a go!